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With an increasing number of people moving away from the use of cash, alternative payment options have become the preferred choice for many, especially when it comes to paying for gifts at this season. In this article, we’ll discuss some of the most popular alternative payment options to cash in Nigeria and why they have become popular among gift givers.


Using NQR as a payment option to pay for gifts in Nigeria is becoming increasingly popular. NQR is a mobile payment solution that allows individuals to transfer money, pay bills, and make purchases using their mobile phones. The platform uses QR codes to securely process payments, making it an easy and convenient way to pay for gifts and Services. With NQR, no need for cash, gift givers can easily SCAN and PAY or transfer funds to the recipient’s account number, allowing them to purchase the gift of their choice, either online or at a physical store. Also, the Merchant receives Instant Value. The platform is secure, efficient, convenient, and fast; making it an ideal payment option for those looking for an alternative to cash for paying for gifts, goods and services at this season.

Bank Transfers

Bank transfers are another popular alternative to cash for paying for gifts in Nigeria. This option allows individuals to transfer money or pay bills from their bank account to the recipient’s bank account. Bank transfers can be done Online, Mobile, USSD or at Bank branch, making it a secure and convenient way to pay for gifts right in the comfort of your bedroom. No physical presence is required! This option is especially useful for those who prefer to send gifts directly to the recipient’s bank account, as it eliminates the need for cash or gift cards.


E-naira is a digital payment platform in Nigeria that enables individuals and businesses to make secure and convenient online transactions. With e-naira, users can make payments for goods and services, pay bills, transfer funds, and receive payments from customers without the need for cash. The platform uses advanced encryption technologies to protect users’ financial information and transactions. The platform also offers a user-friendly interface, making it easy for even those who are not tech-savvy to make digital payments. Furthermore, e-naira offers low transaction fees, fast processing times, and 24/7 customer support, making it a reliable and convenient solution for all types of digital payments in Nigeria.

Online Payment Platforms

Online payment platforms like have revolutionized the way Nigerians make payments. These platforms enable individuals to send and receive money online, making it possible to pay for gifts without the need for cash. The platforms have a secure payment gateway that enables individuals to make payments using their debit or credit cards, or through mobile banking. This allows gift givers to send money to the recipient quickly and securely, without the need to go to a bank or retail outlet.

Gift Cards

Gift cards have become a popular alternative to cash for paying for gifts in Nigeria. They offer a hassle-free, convenient and secure way to purchase gifts for loved ones, without the need for cash. Gift cards can be purchased from popular retailers. Recipients can redeem the gift card at the retailer’s store or use it to purchase items online.

In conclusion, alternative payment options to cash have become increasingly popular in Nigeria, providing individuals with a fast, secure and convenient way to pay for gifts, goods & services. Whether you choose to use NQR, NIP or Bank Transfers, online payment platforms or gift cards it is important to choose a payment option that best suits your needs and preferences.

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